Katy Jhane Nicholson

I have been helping people achieve their homeownership dreams and goals for the past 17 years. I began my career as a mortgage loan processor, earned underwriting credentials and became an underwriter. I have now been a loan originator for 6 and half years and I never get tired of saying “congratulations you are the proud owner of your own home!” While, I was underwriting loans, I learned the importance of coordinating each part of a loan to create a successful transaction and never set the customer up for failure. I remain faithful to this ideal when taking loan applications. I am dedicated to investigating all available loan options, personalizing the mortgage loan to best fit my customer’s needs. I believe my background in underwriting has blessed me with the ability to see past credit score.

challenges, low or no down payment, bias against self‐employment, or other life events to find a loan program that will successfully close the loan. Serving the people of my own community with all their mortgage needs from refinance to purchase is an honor.

I was born and raised in Lake Stevens and am a 4th generation graduate of Lake Stevens High School. I have been married for 10 years and we have a 5 year old daughter. I am involved with Lake Stevens Community Supper which serves meals to all people of this community every Thursday. Lake Stevens is a wonderful place to work, live and play.